Broken umbrella
An umbrella that no longer keeps off the rain — the protection you were counting on has failed.
A broken umbrella in a dream is the dream's image of a protection that failed at the moment it was needed. The umbrella was supposed to be the small, portable cover between you and the weather; finding it broken in the rain is the dream marking that a particular line of defence in your life has just snapped. The dream brings the broken umbrella when you have only now, in the middle of difficulty, discovered that the cover you had been quietly relying on — a relationship, a savings buffer, a working agreement — is no longer functional, and the rain is landing on you.